Finding 01 · Funding date
The interview stated that shareholder investment was received on 14 March. The bank statement recorded settlement on 21 March. The discrepancy was clarified and documented before approval.
Fictional sample output
See the regulatory record the platform creates.
This fictional pack demonstrates the structure of a complete case. It shows the evidence, findings, challenge and final human decision as a regulator or auditor would receive them.
01 Executive summary02 Customer and purpose03 Ownership04 Screening05 Wallets and activity06 Source of funds07 Material findings08 Challenge and decision
Fictional demonstration only
Customer risk decision
The customer is a regulated digital asset business seeking institutional banking services. The case was reviewed against the firm’s corporate digital asset customer framework.
| Customer risk tier | Medium high |
| EDD status | Completed |
| Confirmed sanctions matches | None |
| Material issues raised | 2 |
| Material issues resolved | 2 |
Final human decision
Approved subject to enhanced transaction monitoring, a six month review and prior notification of material ownership change.
Approved subject to enhanced transaction monitoring, a six month review and prior notification of material ownership change.
Executive summary
Identity, legal existence, ownership and regulatory status were verified. No confirmed sanctions or PEP matches were identified. Wallet screening showed low direct high risk exposure. Enhanced due diligence was completed because of customer type, jurisdictions and expected digital asset flows.
Finding 02 · Historic wealth
The principal’s wealth narrative referenced a 2018 business disposal. Additional independent evidence was requested and reviewed before the finding was closed.
Independent challenge
The challenge review tested whether the source of wealth evidence was sufficiently independent, whether indirect wallet exposure had been considered and whether the proposed six month review condition was proportionate. The MLRO recorded a response to each challenge.
1
Analyst preparation
Initial evidence assembled and two material issues escalated.
2
Client clarification
Targeted requests issued and supporting evidence received.
3
Challenge review
Three questions raised for the MLRO and responses recorded.
4
Human approval
MLRO approved the relationship with conditions and a six month review.
What the sample demonstrates
Everything a regulator, adviser or auditor would need to see.
The pack shows the evidence structure, material findings, challenge record and final human decision for a complete case. The detailed methodology — prompts, scoring weights and challenge logic — is available during qualified procurement review.
Traceable evidence
Material conclusions point to the supporting record.
Visible challenge
The pack shows what was questioned and how it was resolved.
Human accountability
The final decision and conditions belong to the authorised person.
Working session
See how the pack is created.
The output is only half the story. We will show the client journey, AI review and human decision that produce it.
Fictional demonstration dataSecurity pack availableControlled pilot option