Regulatory readiness

Show regulators your AML controls are real, documented and operational.

Every regulator expects to see compliance controls working in practice, not just described in a policy document. CompliantID gives you the evidence trail that demonstrates your AML process is structured, reviewed, challenged and recorded.

The FCA deadline

UK cryptoasset firms must apply between September 2026 and February 2027.

The FCA cryptoasset registration regime opens on 30 September 2026. All UK firms operating as cryptoasset businesses must apply by 28 February 2027. Firms that have not received registration by October 2027 will not be permitted to operate.

The FCA expects applicants to demonstrate a documented AML framework, operational risk assessments, evidence of how controls work in practice, and a clear record of how customer files are reviewed, challenged and approved. CompliantID is built to produce exactly that evidence.

What regulators want to see

Documented controls, not just described ones.

Whether you are applying to the FCA, registering under MiCA, seeking VARA authorisation, applying for MAS licensing or joining VQF, the expectation is the same. The regulator wants to see that your AML framework operates in practice — that customers are genuinely assessed, decisions are documented, and the MLRO's judgement is recorded and reviewable.

Customer risk assessments

Structured customer files showing how each client was assessed, what risk factors were identified and what evidence supported the decision.

Operational AML procedures

Evidence that your CDD, EDD, wallet screening and source of funds procedures run in practice, not just in a policy document.

Tool configuration and use

Documentation of the tools used in your AML process, how they are configured, what they flag and how outputs are reviewed and recorded.

High risk client handling

Sample files showing how high-risk clients are identified, escalated, challenged and approved with documented MLRO rationale.

MLRO decision records

A clear trail showing who approved each client relationship, on what basis, with what conditions and when the next review is due.

Firm-wide risk assessment

Business-wide risk assessment showing how your customer book, jurisdictions, products and controls are assessed at the firm level.

How CompliantID helps

Every client file is a piece of regulatory evidence.

When a regulator asks to see how you onboard a high-risk client, you open a CompliantID case file. They will see the pre-screen intelligence, the structured interview, the AI forensic review, the document analysis, the screening results and the MLRO's documented decision. That is the answer to their question.

CompliantID does not write your regulatory business plan, provide legal advice or guarantee authorisation. It builds the operational evidence that supports the application your advisers are preparing.

Evidence CompliantID produces

Structured KYB files for every customer reviewed
Risk scores with visible evidence trail behind each factor
AI forensic review notes showing how files were challenged
Document analysis records with flags and MLRO mitigation notes
Wallet screening records linked to customer risk assessment
MLRO decision records with rationale, conditions and review dates
Business-wide risk assessment from live client data
Exportable audit packs for adviser and regulator review

Supported regulatory regimes

One system. Multiple regulators.

CompliantID can be configured to your specific regulatory framework. The same evidence infrastructure supports applications and ongoing compliance across multiple regimes.

FCA (UK) MiCA (EU) VQF / FINMA (Switzerland) MAS (Singapore) VARA (Dubai) GFSC (Gibraltar)

What to use advisers for

The right specialists for the right tasks.

CompliantID builds the operational evidence. Your advisers do the regulatory and legal work that requires qualified human judgement.

Regulatory perimeter analysis and legal interpretation
FCA Connect application strategy and submission
Regulatory business plan drafting
Capital, prudential and wind-down planning
Senior manager function applications
Complex MLRO and compliance advisory work

Talk to us about regulatory readiness

See what a CompliantID file looks like to a regulator.

We can walk you through a sample onboarding file, risk assessment and audit pack — showing exactly the kind of evidence that demonstrates your AML controls are operational and documented.

Sample KYB file and risk assessment AI review and challenge notes MLRO decision trail Full audit pack export